Privacy Policy

Kingdom Legacy Insurance Services, LLC ("Company," "we," "us," or "our") is a Texas-based insurance company headquartered in San Antonio, TX. We are committed to protecting and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website, use our services, or interact with us in any way.

Information We Collect

We may collect the following types of personal information when you interact with our services:

• •Personal Identifiers: Full name, date of birth, Social Security number, driver's license number, and government-issued identification.
• •Contact Information: Mailing address, email address, and phone number.
• •Financial Information: Bank account details, payment card numbers, income information, and credit history relevant to underwriting.
• •Health Information: Medical history and health records as needed for life and health insurance underwriting and claims processing.
• •Usage Data: IP address, browser type, pages visited, and other analytics data collected automatically when you use our website.

How We Use Your Information

We use the information we collect for the following purposes:

• •To process insurance applications, underwrite policies, and manage claims.
• •To communicate with you regarding your policy, account updates, and customer service inquiries.
• •To comply with legal and regulatory obligations under Texas state law and federal regulations.
• •To detect, prevent, and investigate fraud or other illegal activities.
• •To improve our website, services, and overall customer experience.
• •To send promotional materials and information about new products, with your consent where required.

Information Sharing

We do not sell your personal information. We may share your information in the following circumstances, in compliance with the Texas Insurance Code and regulations set forth by the Texas Department of Insurance (TDI):

• •Service Providers: With trusted third-party vendors who assist with claims processing, payment handling, IT services, and other operational functions under strict confidentiality agreements.
• •Regulatory Bodies: With the Texas Department of Insurance and other regulatory authorities as required by law.
• •Reinsurers & Underwriters: With reinsurance companies and co-insurers as necessary for policy coverage and risk management.
• •Legal Compliance: When required by law, subpoena, court order, or governmental regulation.
• •Fraud Prevention: With law enforcement or fraud investigation agencies to detect and prevent fraudulent claims, as permitted under Texas Insurance Code Chapter 701.

Data Security

We implement industry-standard administrative, technical, and physical safeguards to protect your personal information from unauthorized access, disclosure, alteration, or destruction. These measures include:

• •Encryption of sensitive data in transit and at rest.
• •Secure access controls and multi-factor authentication for internal systems.
• •Regular security assessments and employee training on data protection best practices.
• •Compliance with the Texas Identity Theft Enforcement and Protection Act.

While we strive to protect your information, no method of electronic transmission or storage is completely secure. We cannot guarantee absolute security but will notify affected individuals promptly in the event of a data breach, as required by Texas law.

Your Rights

As a Texas resident, you have the following rights regarding your personal information under the Texas Data Privacy and Security Act (TDPSA) and applicable insurance regulations:

• •Right to Access: You may request a copy of the personal information we hold about you.
• •Right to Correction: You may request that we correct inaccurate or incomplete personal data.
• •Right to Deletion: You may request deletion of your personal data, subject to legal retention requirements and active policy obligations.
• •Right to Opt Out: You may opt out of the sale of your personal data or targeted advertising.
• •Right to Non-Discrimination: We will not discriminate against you for exercising any of your privacy rights.

To exercise any of these rights, please contact us using the information provided below. We will respond to verified requests within 45 days, as required by Texas law.

Children's Privacy

Our website and services are not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided us with personal data, we will take steps to delete such information promptly. If you believe your child has submitted personal information to us, please contact us immediately so we can take appropriate action.

Contact Information

If you have questions about this Privacy Policy, wish to exercise your rights, or need to report a privacy concern, please contact us:

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make material changes, we will post the updated policy on this page with a revised "Last Updated" date. We encourage you to review this page periodically to stay informed about how we protect your information.