Products
Supplemental Coverage to Fill the Gaps
Your primary insurance may not cover everything. Kingdom Legacy Insurance Services, LLC's supplemental plans pay cash benefits directly to you — helping Texas families handle unexpected medical costs without draining savings.
Our Plans
Coverage That Works With Your Insurance
Each plan pays cash benefits directly to you — use them for medical bills, mortgage payments, groceries, or anything else.
Accident Insurance
Receive cash benefits for injuries from covered accidents — from fractures and dislocations to emergency room visits. Pays regardless of other insurance.
- Emergency room visits
- Fractures & dislocations
- Hospital admission
- Follow-up care
Critical Illness Insurance
A lump-sum cash benefit upon diagnosis of a covered serious illness like cancer, heart attack, or stroke — giving you the freedom to focus on recovery.
- Cancer diagnosis
- Heart attack & stroke
- Organ transplant
- Lump-sum payout
Hospital Indemnity
Fixed cash payments for hospital stays, ICU confinement, and outpatient surgery. Use the funds however you need — bills, childcare, or everyday expenses.
- Hospital admission
- ICU confinement
- Outpatient surgery
- Daily cash benefit
Disability Insurance
Replace a portion of your income if you're unable to work due to illness or injury. Protect your family's financial stability when it matters most.
- Short-term coverage
- Long-term options
- Partial disability
- Return-to-work benefit
Why It Matters
The Gap Is Bigger Than You Think
Even with good health insurance, out-of-pocket costs can be devastating. Supplemental coverage gives your family a financial safety net when the unexpected happens.
Average annual out-of-pocket cost per person with employer coverage
Of Americans couldn't cover an unexpected $1,000 medical bill
Of medical debt leads to lower credit scores for Texas families
Adults skip or delay medical care due to cost concerns
Don't let a coverage gap become a financial crisis.
Get a personalized supplemental coverage quote in under 3 minutes — Texas families only.